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Welcome to
Make a Choice Financial

Our passion is helping you and your family thrive! We’re eager to explore your unique situation, dreams, and risk comfort. Strong relationships built on open communication are the key to our success, and we can’t wait to start this journey with you!

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How We Work

Our mission is to truly understand your unique needs and long-term goals, and we're excited to help you create and monitor a personalized strategy just for you! We know that managing finances can be tough for families, from tackling debt to saving for college and planning for retirement, but we're here to make it easier.
 

With a fresh, innovative approach to investing and wealth preservation, we’re dedicated to using all our resources to help you achieve your dreams. Your satisfaction is our passion, and we can’t wait to partner with you on this journey!

Know the Answers
to the 4 Most Important
Financial Questions

01

Are you aware of the rate of return needed on your savings and investments to retire at your current standard of living and ensure your funds last through your lifetime?

02

Are you aware of the monthly or annual savings required to retire at your current standard of living and ensure your funds last through your life expectancy?

03

Based on your current approach,
do you know how long you need
to work before retiring while maintaining your current standard
of living for the rest of your life?

04

If you make no changes to your current approach, do you know how much you would need to reduce your standard of living to avoid running out of funds?

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Where You Are Now?

We create financial strategies tailored to your goals

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Where You Want To Be?

Years of experience have prepared us to guide you through life's transitions

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How You Get There?

We believe values matter, and we live by ours every day

Services

Our team of experts specializes in providing comprehensive solutions that focus on life insurance, investment strategies, and effective risk management.

Life Insurance

We understand the critical role life insurance plays in protecting your loved ones and securing your financial future. Our experts help clients select the right policies to ensure adequate coverage while aligning with their long-term goals.

Investment Strategies

Our commitment to wealth creation involves developing tailored investment strategies that maximize returns while safeguarding your assets. We emphasize diversification and careful asset allocation to help clients navigate market volatility confidently.

Risk Management

Effective risk management is essential in today’s uncertain financial landscape. We work closely with clients to identify potential risks and implement strategies that protect their investments and preserve their wealth. In summary, we offer a holistic approach that integrates life insurance, investment strategies, and risk management to empower our clients to achieve financial security. Contact us to discover how we can support your financial journey.

Insurance

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  • Life Insurance

  • Disability Income Insurance

  • Critical Illness Insurance 

  • Long-Term-Care Insurance

  • Individual Health Insurance

  • Group Benefit Plans 

  • Travel Insurance

  • Super Visa Insurance

  • RRSP Retirement Saving Plan 

  • RESP Educational Saving Plan

  • Segregated Funds 

  • Annuities

  • Guaranteed Minimum Withdrawal Benefit

Financial Planning

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  • Retirement Planning 

  • Tax Planning

  • Estate Planning 

  • Buy and Sell Insurance 

  • Key Person Insurance

Investments

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  • RRSP Retirement Saving Plan

  • TFSA Tax Free Saving Accounts

  • RESP Educational Saving Plan

  • Segregated Funds 

  • Annuities

  • Guaranteed Minimum Withdrawal Benefit

Meet the Team

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Armen Martirosyan

Chartered Life Underwriter (CLU)
Licensed Financial Advisor
Independent Insurance Broker

416-786-4777

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Armen Martirosyan has been a trusted financial advisor in the Greater Toronto Area since 2009, dedicated to finding the best solutions for his clients. With a Chartered Life Underwriter (CLU) license, he expertise in life insurance and estate planning.

Armen creates comprehensive financial plans by analyzing clients' financial situations, including budgets, insurance, taxes, and investments. As an independent advisor and owner of makeachoice.ca, he provides access to top insurance products without restrictions from single providers.

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Astghik Ohanyan

Executive Assistant

    Astghik, an experienced professional with a background in accounting and bookkeeping, has a strong history of administrative and accounting work across various companies. Since joining Armen's business in 2016, she has taken on a central role in managing administrative duties, helping the business grow to serve more families and empower them in securing a stronger financial future. Her expertise and dedication have been instrumental in fostering a supportive and proactive environment that enhances client well-being and financial stability.

    We Work With Canada's
    Leading Insurance Companies

    Get in touch

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